Our product offerings are structured to provide you with maximum flexibility in creating the right financing package for you. Many firms specialize in a single product focus such as lines of credit or SBA loans but they lack an ability to draw from other resources to help your business. Rhode Island Capital offers a full line of senior debt, subordinated debt, mezzanine, and private equity options that can be customized to suit your needs. We can work with any lender to find the right mix of conventional bank financing and a Rhode Island Capital loan or investment solution. Our financing typically offers higher advance rates and longer terms than a bank is allowed to offer. We can work with businesses that might have a collateral shortfall, uneven earnings, or high leverage due to growth and coordinate the solution with your bank.
Our Business Development Officers are a telephone call away to guide you through our financing options. We focus on responding quickly to your requests.